Budget Planner by LifePlus Books
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Regular price
€9,90
Sale price
€19,90
Life Books • Personal Finance
Comprehensive Digital Budget Planner
A structured financial planning system built for individuals, students, and professionals who want to organize income, track expenses, and manage savings goals. Provides long-term clarity with month-by-month worksheets, annual roll-ups, and category-based analysis.
Instant Download
30-Day Money-Back Guarantee
PDF • GoodNotes • Notability
Overview
This planner transforms scattered receipts and generic spreadsheets into a systematic financial tool. The framework captures the entire cycle: income tracking, fixed and variable expenses, savings allocation, debt management, and goal-based progress checks. Visual dashboards highlight trends and ensure users maintain control over their cash flow month after month.
Monthly Breakdowns
Track income, recurring bills, and discretionary spending.
Annual Roll-up
Automatic totals across categories for year-end review.
Savings Focus
Dedicated space for emergency fund and goal contributions.
Debt Tracker
Record balances, interest rates, and repayment progress.
Custom Categories
Adjust labels and categories to fit personal spending habits.
Visual Dashboards
Charts and progress bars illustrate trends over time.
Content Structure
Monthly Pages
- Income log (wages, freelance, side projects)
- Fixed costs (rent, utilities, subscriptions)
- Variable expenses (food, travel, leisure)
- Spending categories with totals and notes
Annual Summary
- Category totals aggregated across months
- Comparison of planned vs. actual spending
- Debt-to-income and savings ratios
- Yearly reflection and planning section
Savings & Investments
- Emergency fund tracker
- Specific goal allocations (travel, education, retirement)
- Investment log for portfolio entries
Debt Management
- Debt account profiles with interest rates
- Amortization table structure
- Progress chart for repayment plans
A Look Inside
Practical Applications
Individuals
Build awareness of spending habits, set savings targets, and prevent financial surprises.
Students
Balance limited income with tuition, housing, and living expenses effectively.
Families
Coordinate household budgets, align goals, and review finances together.
Professionals
Track multiple income streams, side projects, and long-term investment plans.
Specifications
| Format | PDF (hyperlinked); GoodNotes/Notability optimized |
|---|---|
| Scope | Monthly, annual, debt, savings, investment tracking |
| Navigation | Hyperlinked index, sections, and anchors |
| Themes | Light, Dark, and color variants included |
| Delivery | Instant download via Thank You page and confirmation email link |
| Support | Email: info@trylifeplusbooks.com |
What Customers Say About Life Books
“The budget planner is thorough and helps me spot overspending trends quickly. The delivery was instant and the layout professional.”
“Clean interface, flexible enough for my freelance and personal expenses. Great experience ordering from this store.”
FAQs
How is the planner delivered?
Immediately via the Thank You page and by email with a download link.
Can I use it year after year?
Yes, the template is undated and reusable indefinitely.
Can I print the sheets?
Yes, layouts are printer-friendly with clean margins and scaling.
Do I get updates?
Yes, refinements are versioned and accessible via your purchase link.
Is it suitable for business finances?
Yes, small business owners and freelancers can adapt the categories easily.